Health Savings Accounts

“A health savings account is a good deal, and all Americans should consider it ...These accounts will be good for small business owners and employees ...This will help more American families get the health care they need at the price they can afford."

- President George W. Bush

They’re new and available now!

They’re simple and easy to understand!

They save premium and reduce taxes!

They offer new saving and investment opportunities!

Over 40 million HSA accounts will be established in the next 10 years according to congressional analysts.

Health Savings Accounts are available as of January 1, 2004 thanks to an innovative, permanent federal law designed to make healthcare affordable and allow for the accumulation of tax-free money in the process. The HSA is combined with a qualifying deductible health insurance plan to provide major medical protection and significant premium savings.

	The premium savings on an HSA plan is up to 50%* or more versus a typical low deductible plan.
	Tax Advantages: Contributions to the HSA are not taxed. The earnings on the money in the HSA are not taxed. Use of the HSA money is tax-free for qualified health expenses.

* Savings vary by Individual Medical or Small Group Plan. Please see the plan comparison chart which illustrates the varied features.

To set up your HSA give me a call @ 910-538-5158